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View Full Version : Bruddy cash machine stole my card. More ranting.


Feek
05-01-2008, 19:18
I had to work today (boo), but I get a day and a half off in lieu for it (yay).

On the way to work, I rang John to see if we were going to pop into Nicos for breakfast as we normally do. We discussed it and decided that because it was rubbish last time that I'd grab us all a sossie and egg McMuffin on the way in from the McDonalds behind the BP garage at Shenfield.

So I pulled onto the forecourt, parked the Feekmobile in excellent fashion in two of the spaces and bounded towards the cash machine, full of high spirits.

Insert card, type PIN in while hiding the keypad from any watchers and hit the "gimme fifty quid, you bastard" button.

The machine whirred and beeped a bit and then the following appeared:

"YOUR CARD IS NOT AUTHORISED FOR USE
CARD RETAINED"

CARD RETAINED???? NOT AUTHORISED??? Who are they kidding, it's my card, I've used it lots and there's money in my account.

I stared at the machine for a few seconds in shock. I considered kicking it as I was wearing my steelies but decided against that. I had a days work to do resulting in extra time off so I wasn't going to risk arrest, imprisonment, anal rape in the prison showers etc just for kicking a cashpoint so I trolled off back to the Feekmobile and drove to work. I called John en route to explain what had happened and that we were breakfastless.

At work I called Barclays. The nice man I spoke to (I thank Leon it wasn't an Indian callcentre, I couldn't have handled that) explained that the system was showing my card had been suspended by the branch and that if he put me on hold he could find out why. Cue gentle, calming muzak which just raised my blood pressure even higher.

Eventually he returned, I was breathless with excitement, wanting to know why my card had been ruthlessly stolen in Shenfield but sadly he said "I can't tell you". I said "It's OK, it's my card, you can tell me." He laughed and said that the system showed no reason for it and that I'd have to go into a branch for an explanation. I enquired what time the Brentwood branch is open on a Saturday and he said that it isn't. *sob*

I got off the phone and checked the Barclays website, did a branch search and checked the opening hours for Brentwood because I didn't believe what he'd told me. Joy! Open 09:00 to 13:00 on Saturdays. I didn't even care that they're bloody part-timers who go home early, it was open, yay!

I bundled into John's RX-8 (powered by a ****el Rotary Engine) and we motored to town. I went to the bank, he went to McDonalds. After a while I spoke to a lady with long legs, a short skirt and shoes with thick straps that looked like they was made out of pewter. Very that colour and very decorated. They were nice and I complemented her on them. I didn't mention her legs to her, they were nice between the shoes and the skirt, but I digress.

To cut a long story short (O RLY? - ed) it turns out that it wasn't the branch but the fraud squad* who had detected a suspicious transaction on my account and had suspended it accordingly. The odd thing is that that suspicious transaction happened on the 27th December at the Sainsburys cash machine in Stanway near Colchester where I took out £30 to buy Scene It! for the Xbox 360 from the Stanway branch of PC World. Nothing suspicious about it as far as I'm concerned. I've used it before and it's in the normal area that I use them.

It worries me that my card was suspended on the 27th but that nobody thought to tell me. In that time the fraud squad* could have phoned me, or written to me to check whether it was a real dodgy transaction or whether it was genuine or not and saved this hassle. I could quite easily have gone into a garage, filled up with fuel and then tried to take out cash to pay for it and been stumped. Luckily I'm not a complete idiot and I always get cash before I fill up.

So I returned to the office with an apology, a promise of a replacement card within 5-7 days and a wadge of cash that I'd withdrawn from the bank over the counter. Waiting for me was a double sausage and egg McMuffin meal which was a Good Thing.

Things aren't going too well at the moment. What's next?

*actually fraud department, but fraud squad sounds better.

Dymetrie
05-01-2008, 19:24
Things aren't going too well at the moment. What's next?

I think you'll find this is the third thing so you should be in the clear...

Crappy work by Barclays though :/

killerkebab
05-01-2008, 19:53
On the plus side, you still managed to get the best quick breakfast meal money can buy (that I've found thus far) so all is not lost.

That said, did they ever tell you why it was a suspicious transaction?

vix
05-01-2008, 19:53
Funny that. Phil had a similar experience with his Barclays card - they put it on stop, called him and sorted it out, then the next time he tried to use it, it was declined :/ Methinks Barclays are being a bit over-cautious at the moment.

Fayshun
05-01-2008, 20:16
..****el..

*snigger*

Justsomebloke
05-01-2008, 20:40
Dude, How frustrating must it be to have moeny but not be able to get it. I have sod all so it don't matter but man i would be kicking the door in. Better still Hook my winch up to the cash machine & away i go. MMMMmmmmmmmmm Back in around half hour, Wealthy :evil:

BBx
05-01-2008, 21:36
Big hugs Mr Feek :(

Awwww *hugs*

BB x

Del Lardo
06-01-2008, 04:10
I can never understand how banks can justify being closed on a Saturday afternoon especially the ones on High Streets. IMO they are money shops and as such should be the same hours as normal shops preventing the need for ****el snigger powered trips into town.

Tak
07-01-2008, 10:04
I remember a machine in london pinching my card for no other reason than the machine was faulty. I phoned up while stood in front of the machine to make sure it got cancelled and the woman asked me for my card number "erm...the machine has eaten it, how can I tell you what the number is?"

Feek
07-01-2008, 11:33
I was asked the same question when I called them.

"What's your card number?"

"I don't know, the card is in the machine"

"OK, what's your account number and sort code?"

"I don't know, they're on the card and the card is in the machine"

"Well you can find them on your cheque book"

"I don't have a cheque book."

"They're on your statement"

"I'm at work, 55 miles from home, I don't have a statement here"

"We'll do it the old way, I'll ask you some questions"

*a few questions later*

"Finally, what's the second and fifth number from your PIN"

"I don't have a PIN"

Mark
07-01-2008, 12:56
You mean you haven't memorised your account number? :p

I can remember my sort code, main account number, and even my NI number. Ask me my passport number or the long number on any of my cards and I'll be stumped though. :)

Joe 90
07-01-2008, 13:11
Similar thing happened to me dude. Few months back i went to a cash machine and the damn thing just wouldn't spit out any mulah.
Rang that bank and they said that I was using an old card :shocked:
I'd previously ordered a new card which i'd not recieved... turned out the fools sent it to my preivous address where i'd not lived for about 3 months!
I can remember my sort code, main account number, and even my NI number.
;D i can remember all my bank card details off the top of my head...
its not a good thing though - simply means i use the damn thing too much!

Snuggle Ferret
07-01-2008, 14:45
You mean you haven't memorised your account number? :p

I can remember my sort code, main account number, and even my NI number. Ask me my passport number or the long number on any of my cards and I'll be stumped though. :)

Am I sad that I know the numbers above and the long number on my card, but forget my mobile number quite regularly ?? :D

Mark
07-01-2008, 15:03
How often do you call yourself or give out the number? It's easy to let disused numbers slip. I do remember my mobile number though - just.

Will
07-01-2008, 20:07
As much as I hate it when that happens, I'd rather they be over zealous with their fraud investigation and halting, than not. I've had fraudulent usage of my cards on numerous occasions and had it not been for the bank's prompt action (as well as me keeping receipts) I'd have been stuffed.

Still it's a pain when it happens, and even more of a pain when you try and get it sorted and it doesn't happen quickly. Hope it doesn't become too much of a pain.

I keep my bank details and so on in an encrypted folder on my phone in case I can't remember them.

kaiowas
07-01-2008, 23:54
As much as I hate it when that happens, I'd rather they be over zealous with their fraud investigation and halting, than not. I've had fraudulent usage of my cards on numerous occasions and had it not been for the bank's prompt action (as well as me keeping receipts) I'd have been stuffed.

It reality it's a case of the banks inconveniencing their customers in order to protect their own interests. If you get defrauded you won't lose out, the bank will reinburse you which is why they're so keen to introduce so many measures to try and stop it happening.

As well as the recent palaver with my card being blocked twice within a week originally because of a single typo in my 'verified by visa' password (yet more 'security' measures forced upon me) then again because some muppet in a call centre didn't unblock it properly leading to the embarassment of being in a restaurant unable to pay for the meal i'd just eaten and without enough fuel in the car to get me home (luckily vix paid for the meal and I had a credit card I could use to pay for the petrol). I've also recently been inconvenienced by the rollout of these stupid PINsentry things meaning I can now only carry out online banking if I have both my card and the calculator sized PINsentry device with me when previiously I needed neither.

All this security is great for giving the paranoid their peace of mind but for the rest of us it's just a PITA

Feek
08-01-2008, 00:11
I can understand the reasoning behind it if the card were a debit card or any kind of card which allowed transactions to be put on it, but it's not. It's a cash machine card, nothing else, and it had been used for a small withdrawal from a machine which I've used before.

I was frustrated that in the 9 days between it being suspended and me using it that nobody thought to call me or write to me to check. That's inexcusable.

Will
08-01-2008, 01:40
I agree that PINsentry thing is a royal PITA.