Hello & Woops

[Zico]

This is a value for money thread as it's a two for one deal.

Firstly, hello.

Don't know if anyone will know me here but I'm the Zico from the other side (I'm not sure if that place is allowed to be menioned or not).

Now for the 'woops' part.

I've just done a bit of online banking and paid £140 to the wrong credit card (on which I don't owe a penny). Now I'm not sure what to do or who to contact (tomorrow) to reverse the transaction (bank is Barclays and card is Barclaycard so pretty much the same people).

Any ideas on who I should contact first?

[Haly]

Hello Zico :D Good to have you aboard :)

If it were me I'd contact Barclays first, but I can't guarantee that's the best option :p Just what I'd do in that situation :) Is it still showing pending on your online banking or has it gone? I know with Lloyds TSB if I set up an online payment in the late evening/night, it doesn't go through for 2 days (i.e. in this case until Tuesday) because all the transactions for the day have already gone through.

[Zico]

The transaction is shown as complete though I'm pretty sure that in reality it needs two or three working days to clear completely. I will try to remember to call Barlcays' tomorrow from work to recede the payment.

Right off to bed before I make any more mistakes. Night.

[Tak]

Morning :)

And hope you get your card stuff sorted

[Piggymon]

Welcome to BD ! :)

[leowyatt]

Hi,

I'd contact Barclaycard and explain the situation see what they say. Failing that can't you simply just withdraw the money out if they say no? You'd take a hit of around £2-3 but it means would you get some of your money back.

[Psymonkee]

Hi :)

And oops :(

[Davey_Pitch]

Hey Zico :)

[loki]

Morning Zico.

Cool name btw ;)

[Goose]

Velcome!

[Admiral Huddy]

Welcome

and noob :p

[Zico]

Evening.

I managed to get the transaction reversed this afternoon when I got back in from work so everything is fine.

[Psymonkee]

Got your tickets sorted for Nov yet? :)

[Zico]

No not yet. Damn National Rail site keeps messing me around. I might just have to buy them from the train station to make sure I get what I am after.

The next available fares after the two £18 singles work out to be almost three times the price.