Car Insurance / Buying

killerkebab · 05-03-2007, 21:58

Ive been looking around for cars at various dealerships around my location and on the infamous autotrader website. I've found a nice little V-reg 1.0l Seat Arosa, selling for £1,650. So far, so good.

Now I've gone to Confused for a quote and the cheapest they get me for comprehensive is ~£1,750, or ~£1,350 for TPFT. Is that about right for someone who has just passed, or should I be doing something else?

NB Blackstar get out of this thread, your utterly cheap insurance is making me want to punch walls

Blackstar · 05-03-2007, 22:59

Try admiral they don't seem to give good quotes on confused but seriously give their site a try

Haly · 05-03-2007, 23:01

Try Tesco too. I never found I had much luck with confused, they always seemed to give me silly prices, rather than if I looked direct I got much better deals. Really seemed worthwhile to just spend an hour or so filling out quotes online everywhere possible.

I was with Tesco for my first year and now with the Post Office.

killerkebab · 05-03-2007, 23:15

Admiral want 2800/2100, and Tesco want 1700/1600 (Comprehensive/TPFT), guess I really am a pain to insure

Blackstar · 05-03-2007, 23:30

Do you live in a good postcode? Try putting one or both of your parents as named drivers (mum takes money off mine and dad puts money on, go figure

) with you as the main that should improve your quotes.

killerkebab · 05-03-2007, 23:42

Seems my dad adds to the price, damn.
As for my postcode, it seems my old house (I moved house a few weeks back) makes the quote £250 cheaper so maybe I do live in a hole

Does this mean I'm just going to end up having to shell out £1.7k no matter what I do?

Blackstar · 06-03-2007, 00:16

Pretty much.
More than do something where they massively reduce your premium if you don't drive between 11pm and 6am.
Maybe doing pass plus would help? I did and direct line took a chunk off.

You could also try calling round places, i got better prices when i called than online.

Grandad · 06-03-2007, 10:33

try quinn direct , they are often cheapest for new/young drivers

www.quinn-direct.com

killerkebab · 06-03-2007, 15:30

No point asking my dad where his insurance is, all he has is a company car which is insured for him by the company

Quote:

Originally Posted by Grandad

try quinn direct , they are often cheapest for new/young drivers

www.quinn-direct.com

They're the ones giving me £1.7k. Direct Line can give me £1.6k, so it is a slight improvement. Still huge, however. What would my chances be of reducing that price if I phone up? I've heard of you all saying 'haggle haggle' but can I really get 15% off, and if so - how?

Zirax · 06-03-2007, 10:58

Ask your parents if they have anything with the co-op. Mine did and I managed to get a load off my insurance. Also try Endsleigh, they resell your policy to some unheard of company but they can be cheap.

I had to pay £1400 in my first year for a 91 Polo with a declared value of 500 (their computers wouldn't let them enter 0

).

05-03-2007, 21:58	#1
killerkebab Vodka Martini Join Date: Sep 2006 Location: Bristol/Reading Posts: 656	Car Insurance / Buying Ive been looking around for cars at various dealerships around my location and on the infamous autotrader website. I've found a nice little V-reg 1.0l Seat Arosa, selling for £1,650. So far, so good. Now I've gone to Confused for a quote and the cheapest they get me for comprehensive is ~£1,750, or ~£1,350 for TPFT. Is that about right for someone who has just passed, or should I be doing something else? NB Blackstar get out of this thread, your utterly cheap insurance is making me want to punch walls __________________

05-03-2007, 22:59	#2
Blackstar Ambassador of Awesome Join Date: Jul 2006 Location: Edinburger Posts: 3,676	Try admiral they don't seem to give good quotes on confused but seriously give their site a try __________________ Jim Garrahy's Fudge Kitchen

05-03-2007, 23:01	#3
Haly Do you want to hide in my box? Join Date: Jun 2006 Posts: 14,941	Try Tesco too. I never found I had much luck with confused, they always seemed to give me silly prices, rather than if I looked direct I got much better deals. Really seemed worthwhile to just spend an hour or so filling out quotes online everywhere possible. I was with Tesco for my first year and now with the Post Office. __________________ Halycopter

05-03-2007, 23:15	#4
killerkebab Vodka Martini Join Date: Sep 2006 Location: Bristol/Reading Posts: 656	Admiral want 2800/2100, and Tesco want 1700/1600 (Comprehensive/TPFT), guess I really am a pain to insure __________________

05-03-2007, 23:30	#5
Blackstar Ambassador of Awesome Join Date: Jul 2006 Location: Edinburger Posts: 3,676	Do you live in a good postcode? Try putting one or both of your parents as named drivers (mum takes money off mine and dad puts money on, go figure ) with you as the main that should improve your quotes. __________________ Jim Garrahy's Fudge Kitchen

05-03-2007, 23:42	#6
killerkebab Vodka Martini Join Date: Sep 2006 Location: Bristol/Reading Posts: 656	Seems my dad adds to the price, damn. As for my postcode, it seems my old house (I moved house a few weeks back) makes the quote £250 cheaper so maybe I do live in a hole Does this mean I'm just going to end up having to shell out £1.7k no matter what I do? __________________

06-03-2007, 00:16	#7
Blackstar Ambassador of Awesome Join Date: Jul 2006 Location: Edinburger Posts: 3,676	Pretty much. More than do something where they massively reduce your premium if you don't drive between 11pm and 6am. Maybe doing pass plus would help? I did and direct line took a chunk off. You could also try calling round places, i got better prices when i called than online. __________________ Jim Garrahy's Fudge Kitchen

06-03-2007, 10:33	#8
Grandad Old Git Join Date: Nov 2006 Posts: 2,016	try quinn direct , they are often cheapest for new/young drivers www.quinn-direct.com

06-03-2007, 10:58	#10
Zirax Goes up to 11! Join Date: Jul 2006 Posts: 4,577	Ask your parents if they have anything with the co-op. Mine did and I managed to get a load off my insurance. Also try Endsleigh, they resell your policy to some unheard of company but they can be cheap. I had to pay £1400 in my first year for a 91 Polo with a declared value of 500 (their computers wouldn't let them enter 0 ).