****ing Banks

[Kitten]

Originally Posted by LeperousDust

That's total bo*****s here in Edinburgh at least! I've challenged pretty much every parking ticket i've ever had (quite a few) and only ever won one, and that technically involved fraud if were being really picky!

With HSBC i was technically "overdrawn" for 2 days by a few quid, but i was into unauthorised overdraft, i already have an overdraft of 1.25k so no excuses really just piss poor wage and piss poor money management, i hold my hand up . It's not fair they charge me but i was well in the wrong i guess, little room for argument anyways. Just take it on the chin and be sensible next time...

No, it's not bollocks, I remember doing the research. Back in 2005/6 that was pretty much the case - of course if you were blatantly in the wrong, then you won't win (and we've heard your stories )...With t'internet I bet more people appeal now, so it's probably way different.

I still ring up and complain anyway, even when I'm in the wrong. Make something up about trying to transfer online and getting an error message, then only realising later. Never failed yet