Insurance

Glaucus · 14-01-2010, 14:16

Part rant, part help.

Wtf nothing has changed since last year yet I can't find any quotes that are cheaper or even the same price as last year.

last year was £330 or £370 in instalments

This year best I can find

Is £375 or £415 in instalments.

this is the first year I have really struggled. I know with each extra ncb teh savings get less. Tried adding parents, even tried adding friends.
26 with 6ncb same address as last year, same car everything.

Has anyone else found this problem this year.

Now to the help part.
tried

quotezone
gocompare
confused
moneysavingsupermarket
aviva
more than
direct line
elephant
kwick fit

Probably other but I forget.

Grr £45 more than last year and that one doesn't even include DOC which I would like.

anyone know if hastings direct offer doc, can't see anything on their website. I know phone them. butt grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr

Desmo · 14-01-2010, 14:53

The only other thing I'd suggest is looking on quidco for a decent cashback to help drop the price.

Psymonkee · 14-01-2010, 17:40

Same group as Elephant but give Admiral a shot. Loathe to use them after they buggered up a simple claim (got reversed into) but they gots the cheapness!

Burble · 14-01-2010, 19:57

Quote:

Originally Posted by AcidHell2

Has anyone else found this problem this year.

Nope, my insurance went down about £80 to £570. I'm pleased.

Zirax · 14-01-2010, 20:55

Depending on what you renewal was, first direct offers 10% reduction on the renewal price. This year I am paying around 620 for a group 16 car, 8 years ncb. I am hoping to get that down as well. I reckon about 550 would be good.

In general my renewal quotes have risen (lots of people are finding this). Go to moneysavingsexpert and do their job comparison tool then try all the insurances listed.

Garp · 15-01-2010, 01:02

I can highly recommend contacting the insurance company direct. Use confused etc. for some ballpark prices, then just phone the insurance company and see what you can haggle. Usually over the phone they'll give you better deals than they offer on-line.

A Place of Light · 15-01-2010, 21:28

Try Swiftcover.
They seem to be gunning for everyones business.

Glaucus · 16-01-2010, 13:31

Quote:

Originally Posted by Zirax

Depending on what you renewal was, first direct offers 10% reduction on the renewal price. This year I am paying around 620 for a group 16 car, 8 years ncb. I am hoping to get that down as well. I reckon about 550 would be good.
.

Nice one will give them a try renewal was 400 so 10% of would make it the cheapest.

Quote:

Originally Posted by Garp

I can highly recommend contacting the insurance company direct. Use confused etc. for some ballpark prices, then just phone the insurance company and see what you can haggle. Usually over the phone they'll give you better deals than they offer on-line.

Yeah that use to work wonders and I did it all the time, doesn't seem to work. Gave it a try several just wouldn't budge and a few more said as I was less than 3 years since I was caught speeding they won't negotiate. I'll have to get some quotes, perhaps it's worth mothballing the car till the 4 of feb (3 years)

Already tried swift cover £450, despite paying less than that 2 years ago with them

Glaucus · 16-01-2010, 16:50

well first direct are winning, thanks for that. It's not actually 10% under, but that maybe because my renewal quote is pay monthly. But they still work out cheapest and have doc. Think I will phone them up on Monday and see if they can do 10% of monthly pay. Either way I expect I'll get that one.

Still an annoying year. Hope it drops next year.

Zirax · 16-01-2010, 20:13

Aye, I was on the phone to them this afternoon and they are coming back with a quote monday (computers went down). I increased my mileage with admiral and through a little talking they kept it at £729. This includes breakdown and PI (90 ish extra). Then they are sending a written quote at this price. At this point I tell them about First Direct offering 10% less than their price

Once I have first directs offer in the bag then I'll be back on the phone to Admiral. There certainly seemed to still be a lot of room left when I spoke to them earlier.

-----------------------
Acid, now you have the offer, go back to your original insurers and see if they will match it. You get extra points for quoting a reference number at them (I've found they *really* hate that).

It is much more of a battle this year though.

14-01-2010, 14:16	#1
Glaucus Absinthe Join Date: Jun 2008 Posts: 1,855	Insurance Part rant, part help. Wtf nothing has changed since last year yet I can't find any quotes that are cheaper or even the same price as last year. last year was £330 or £370 in instalments This year best I can find Is £375 or £415 in instalments. this is the first year I have really struggled. I know with each extra ncb teh savings get less. Tried adding parents, even tried adding friends. 26 with 6ncb same address as last year, same car everything. Has anyone else found this problem this year. Now to the help part. tried quotezone gocompare confused moneysavingsupermarket aviva more than direct line elephant kwick fit Probably other but I forget. Grr £45 more than last year and that one doesn't even include DOC which I would like. anyone know if hastings direct offer doc, can't see anything on their website. I know phone them. butt grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr __________________

14-01-2010, 14:53	#2
Desmo The Last Airbender Join Date: Jun 2006 Location: Pigmopad Posts: 11,915	The only other thing I'd suggest is looking on quidco for a decent cashback to help drop the price. __________________

14-01-2010, 17:40	#3
Psymonkee A cat wearing a wet suit Join Date: Sep 2008 Location: St.Andrews Posts: 2,023	Same group as Elephant but give Admiral a shot. Loathe to use them after they buggered up a simple claim (got reversed into) but they gots the cheapness! __________________ Sonisphere FMC Code: 1k949178

15-01-2010, 01:02	#6
Garp Preparing more tumbleweed Join Date: Jun 2006 Location: Hawaii Posts: 6,038	I can highly recommend contacting the insurance company direct. Use confused etc. for some ballpark prices, then just phone the insurance company and see what you can haggle. Usually over the phone they'll give you better deals than they offer on-line. __________________ Mal: Define "interesting"? Wash: "Oh, God, oh, God, we're all gonna die"?

16-01-2010, 16:50	#9
Glaucus Absinthe Join Date: Jun 2008 Posts: 1,855	well first direct are winning, thanks for that. It's not actually 10% under, but that maybe because my renewal quote is pay monthly. But they still work out cheapest and have doc. Think I will phone them up on Monday and see if they can do 10% of monthly pay. Either way I expect I'll get that one. Still an annoying year. Hope it drops next year. __________________

14-01-2010, 20:55	#5
Zirax Goes up to 11! Join Date: Jul 2006 Posts: 4,577	Depending on what you renewal was, first direct offers 10% reduction on the renewal price. This year I am paying around 620 for a group 16 car, 8 years ncb. I am hoping to get that down as well. I reckon about 550 would be good. In general my renewal quotes have risen (lots of people are finding this). Go to moneysavingsexpert and do their job comparison tool then try all the insurances listed.

15-01-2010, 21:28	#7
A Place of Light Absinthe Join Date: Dec 2007 Posts: 1,247	Try Swiftcover. They seem to be gunning for everyones business.

16-01-2010, 20:13	#10
Zirax Goes up to 11! Join Date: Jul 2006 Posts: 4,577	Aye, I was on the phone to them this afternoon and they are coming back with a quote monday (computers went down). I increased my mileage with admiral and through a little talking they kept it at £729. This includes breakdown and PI (90 ish extra). Then they are sending a written quote at this price. At this point I tell them about First Direct offering 10% less than their price Once I have first directs offer in the bag then I'll be back on the phone to Admiral. There certainly seemed to still be a lot of room left when I spoke to them earlier. ----------------------- Acid, now you have the offer, go back to your original insurers and see if they will match it. You get extra points for quoting a reference number at them (I've found they really hate that). It is much more of a battle this year though.

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