Big thumbs up for uninsured scum - Page 10

lostkat · 03-08-2008, 07:36

Your anger is very much appreciated

That reminds me, I should call the insurance company for an update as the time for chasing the insurance company has now passed. They've sent me absolutely nothing to let me know what's going on and it's been nearly 4 months. I'm really fed up with their shockingly awful service.

Still driving around in my brother's knackered old 306, but I'll have to get something cheap soon as the clutch is on its way out and the rear beam is shot. It'll most likely be a £500 Mondeo. Ho hum

Rich_L · 05-08-2008, 11:07

If it's any consolation, although usually a slow and drawn-out process, once the insurance position is sorted the MIB or their insurers will re-pay your excess and should cover any medical fees you've incurred as well.

I would keep pestering your insurance company for updates and progress, give them a prod, if they give you a date by which they await a response, diarise it yourself and if it passes without any info, call them up and chase.

In my experience MIB stuff needs the insurers to do a fair bit of chasing too and they're usually treated as low priority by the insurers, so if you're regularly phoning up for updates they should bump you up to get you off their backs

Darrin · 05-08-2008, 14:27

May I suggest an import?

http://tau-sales.com/defaultMall/sit...GoodsNo=219162

1,500 quid delivered...

Mind you, I think your insurance agent would probably rather have her nipples ripped off with pliers than firgure what your new rate would be...

Von Smallhausen · 05-08-2008, 20:34

Only just read this Kate.

Good that you are in good health and it could have been worse.

As for the uninsured driver and comments about the justice system, that is why I am very disillusioned with the job after 8 years. Banned from driving when he can't legally drive and for 28 days. Welcome to the world of magistrates who have as much use as the pope's knackers and dish out weaker than piss sentences to real menaces and dangers to the public.

Come lottery win time, a spanking SX is on the way.

lostkat · 11-10-2008, 03:15

6 months on and still absolutely nothing has happened on the insurance front. Everytime I chase them, they're playing the waiting game for one piece of info or another. I certainly won't be paying the extra £20 odd they charge you for legal expenses again. Waste of bloody money!

I'm not sure if I mentioned, but I wrote to the police to express my disappointment at the outcome of the court case and inefficiency when dealing with the case amongst other things. I got a reply today. It's nice that they responded, but the general jist of the letter is that they empathise with me, but can't really do anything.

"...
The Courts Service advises me that the Magistrates understand your frustration with the outcome of the case in terms of the level of fine. There are guidelines which Courts have to follow with regard to the level of income and seriousness of the case. These are set nationally. Obviously administrators are unable to comment upon judicial decisions.

Your point regarding the investigation is understood by the Police. They have to decide upon the allocation of resources and as you point out in your letter, difficult decisions have to be made.

I have made enquiries as to who had the duty to inform and undertake the clearing of the debris. It is for the Officer to notify 'Street Cleansing' at the Council. I am sorry to say that I have been unable to get to the bottom of the breakdown in communication.

I hope that I have helped in some way to explain what has happened and why, and I am grateful to you for writing to us with your concerns and for supporting the prosecution..."

It just makes me SO bloody angry that scum like this are allowed to get away with it. SIGH!

Anyway, I bought myself a car yesterday so I'm back to the joys of motor ownership again. I know most people would say "but it's only a car", but I've missed the SX like hell for the past 6 months. I really don't think I'll have another car I love quite as much as that one. Hopefully the new one will bring me a bit of closure though... it's a hoot to drive

AboveTheSalt · 11-10-2008, 12:27

Only just read this, and really sorry for you, I have some idea how you feel.

Many years ago, someone wrote off a car of mine parked in the street outside my house at about 3am on New Years Day. My insurers eventually settled about 8 months later. I have no idea what happened to him but I was certainly never told that he was even prosecuted - I left to work abroad shortly after this happened.

The driver was insured with "Clover Leaf Insurance". When I told the Police about this they roared with laughter. I asked the Desk Sergeant what was so funny, he pointed out of the windows and said that one third of the cars passing were uninsured. Foolishly, I asked why the Police didn't do anything about it, he just laughed and said "Priorities".

You would think that with modern technology (CCTV & ANPR), the Police would be able to chase up some of the thousands of cars on the road that are uninsured, untaxed and that have no MOT.

I hope your back is better and am glad that you weren't seriously injured; cars can be replaced, lives can't.

03-08-2008, 07:36	#91
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	Your anger is very much appreciated That reminds me, I should call the insurance company for an update as the time for chasing the insurance company has now passed. They've sent me absolutely nothing to let me know what's going on and it's been nearly 4 months. I'm really fed up with their shockingly awful service. Still driving around in my brother's knackered old 306, but I'll have to get something cheap soon as the clutch is on its way out and the rear beam is shot. It'll most likely be a £500 Mondeo. Ho hum __________________ Oooooh Cecil, what have you done?

05-08-2008, 11:07	#92
Rich_L Dr Cocktapuss Join Date: Jul 2006 Location: Seven Sizzles Posts: 1,044	If it's any consolation, although usually a slow and drawn-out process, once the insurance position is sorted the MIB or their insurers will re-pay your excess and should cover any medical fees you've incurred as well. I would keep pestering your insurance company for updates and progress, give them a prod, if they give you a date by which they await a response, diarise it yourself and if it passes without any info, call them up and chase. In my experience MIB stuff needs the insurers to do a fair bit of chasing too and they're usually treated as low priority by the insurers, so if you're regularly phoning up for updates they should bump you up to get you off their backs __________________

05-08-2008, 14:27	#93
Darrin Dirteh Kitteh Join Date: Jan 2007 Location: Hiding out in Mormon Country Posts: 1,629	May I suggest an import? http://tau-sales.com/defaultMall/sit...GoodsNo=219162 1,500 quid delivered... Mind you, I think your insurance agent would probably rather have her nipples ripped off with pliers than firgure what your new rate would be... __________________ A bullet may have your name on it, but shrapnel is addressed "to whom it may concern".

05-08-2008, 20:34	#94
Von Smallhausen I'm Free Join Date: Jun 2006 Location: Tyneside Posts: 3,061	Only just read this Kate. Good that you are in good health and it could have been worse. As for the uninsured driver and comments about the justice system, that is why I am very disillusioned with the job after 8 years. Banned from driving when he can't legally drive and for 28 days. Welcome to the world of magistrates who have as much use as the pope's knackers and dish out weaker than piss sentences to real menaces and dangers to the public. Come lottery win time, a spanking SX is on the way. __________________ " Well, old bean, life is really so bloody awful that I feel it’s my absolute duty to be chirpy and try and make everybody else happy too." David Niven, 1910-1983.

11-10-2008, 03:15	#95
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	6 months on and still absolutely nothing has happened on the insurance front. Everytime I chase them, they're playing the waiting game for one piece of info or another. I certainly won't be paying the extra £20 odd they charge you for legal expenses again. Waste of bloody money! I'm not sure if I mentioned, but I wrote to the police to express my disappointment at the outcome of the court case and inefficiency when dealing with the case amongst other things. I got a reply today. It's nice that they responded, but the general jist of the letter is that they empathise with me, but can't really do anything. "... The Courts Service advises me that the Magistrates understand your frustration with the outcome of the case in terms of the level of fine. There are guidelines which Courts have to follow with regard to the level of income and seriousness of the case. These are set nationally. Obviously administrators are unable to comment upon judicial decisions. Your point regarding the investigation is understood by the Police. They have to decide upon the allocation of resources and as you point out in your letter, difficult decisions have to be made. I have made enquiries as to who had the duty to inform and undertake the clearing of the debris. It is for the Officer to notify 'Street Cleansing' at the Council. I am sorry to say that I have been unable to get to the bottom of the breakdown in communication. I hope that I have helped in some way to explain what has happened and why, and I am grateful to you for writing to us with your concerns and for supporting the prosecution..." It just makes me SO bloody angry that scum like this are allowed to get away with it. SIGH! Anyway, I bought myself a car yesterday so I'm back to the joys of motor ownership again. I know most people would say "but it's only a car", but I've missed the SX like hell for the past 6 months. I really don't think I'll have another car I love quite as much as that one. Hopefully the new one will bring me a bit of closure though... it's a hoot to drive __________________ Oooooh Cecil, what have you done?