Big thumbs up for uninsured scum - Page 2

Muban · 09-04-2008, 19:39

I'm really sorry Kate. Glad you are OK *hugs*

Flibster · 09-04-2008, 19:41

Oh crap! What a bugger that is.

Hope you're all ok and get the money from the scrotum who did this.

Still - excuse to get some polished carbon bits?

leowyatt · 09-04-2008, 19:44

Sorry to see your car Kate, scum on the earth people like that

Hope your ok though, I know she was your baby but she can be replaced, you can't. Glad you don't seem too hurt.

Desmo · 09-04-2008, 19:45

Kate, I know these words don't help, but I'm really gutted for you

I know how long you wanted to get the car and how please and proud you are of it. Hopefully you can still get it all sorted out on insurance.

Fayshun · 09-04-2008, 19:50

W*nker.

Can you take out a civil case against an uninsured driver?

FakeSnake · 09-04-2008, 20:19

WTF!!!?!?!?

Kate, I am gutted for you

I hope you are ok

Fayshun · 09-04-2008, 20:21

Quote:

Originally Posted by Kitten

she probably can, but if he has nothing, she'll end up paying for it (or at least not getting anything back). I'm not sure though, it's certainly worth looking into/taking legal advice.

Even a pound a week would be something.

Alternatively, there could be a nasty accident at his place.......

lostkat · 09-04-2008, 20:32

Thanks for the kind words, guys.

It happened at 06:30 this morning. I pulled off my drive and he hit me. I could see clearly up and down the road, which is a 30mph limit, so I would have seen him IF he'd been doing the speed limit. He clearly wasn't. The next thing I knew, I saw him a split second before he ploughed into me and then got a face full of airbag. He slowed down and went to pull over... and then just drove off. I didn't realise this until I'd got out the car and realised he'd gone.

The cops were there within minutes of calling and thankfully they've stopped him and busted him

Insurance company haven't said much apart from "well normally it'd be your fault because you were pulling onto a road, but fleeing from the scene won't do him much good".

Trying to find out what my options are at the moment.. if I have any. I've not admitted blame because I don't think it was my bloody fault. Why the **** was he driving unlicensed/uninsured anyway????

At the moment it looks like I'll lose 2 of my 3 yr NCB and £500 excess. Some of that is covered by my loan protection.

I have a burn from the airbag and my back is really hurting. Been to the docs and got some cream for my face, but he didn't seem bothered about my back. Said it'd get better with time. If it's worse tomorrow, I'll go back.

vix · 09-04-2008, 20:55

Aww Kate, your poor car

I can imagine how you're feeling but at least you are still in one piece.

With regards to your back, I'm sounding like a broken record and I say this every time someone posts about a car accident, but please keep your eye on it and don't take your doctors word for it if you feel it's bad. My doc said the same as yours, but I think 5 years and counting is taking the pee about getting better with 'time'.

Matblack · 09-04-2008, 21:06

Sh1t!

I'm glad your not too battle damaged

Have you spoken to anyone about what you might have to pay etc?

The reason I ask is if he was speeding (have the cops have accident SOCOs out to check skid marks etc?) Then he's in the wrong and I wouldn't take any crap about it being your fault and losing your NCB for it. My understanding is that insurance companies pay a certain %age of premiums into a fund to cover they clients in the case of uninsured accidents and that they should be able to claim on that. I would say that fleeing the scene is pretty much an admission of liability.

PM Von or Pebs and get them to ask a jam sandwich driver about the situation and speak to someone at your insurance company with some clout because I suspect that bog standard telesales phonejockeys won't be much help.

Look after you back and don't lose sleep over it, as much as we love them cars can be replaced

MB

09-04-2008, 19:39	#11
Muban Shoes, Boobs & Corsets Join Date: Jul 2006 Location: The fastest town in Scotland Posts: 1,882	I'm really sorry Kate. Glad you are OK hugs __________________ well, not to put a too fine point to it, he was discovered.. in the lounge

09-04-2008, 19:41	#12
Flibster Moonshine Join Date: Jul 2006 Posts: 3,388	Oh crap! What a bugger that is. Hope you're all ok and get the money from the scrotum who did this. Still - excuse to get some polished carbon bits? __________________

09-04-2008, 19:44	#13
leowyatt Chef extraordinaire Join Date: Jul 2006 Location: Infinite Loop Posts: 11,143	Sorry to see your car Kate, scum on the earth people like that Hope your ok though, I know she was your baby but she can be replaced, you can't. Glad you don't seem too hurt. __________________ "Dr Sheldon Cooper FTW!"

09-04-2008, 19:45	#14
Desmo The Last Airbender Join Date: Jun 2006 Location: Pigmopad Posts: 11,915	Kate, I know these words don't help, but I'm really gutted for you I know how long you wanted to get the car and how please and proud you are of it. Hopefully you can still get it all sorted out on insurance. __________________

09-04-2008, 19:50	#15
Fayshun Rocket Fuel Join Date: Jun 2006 Location: Adrift in the Orca Posts: 6,845	Wnker. Can you take out a civil case against an uninsured driver? __________________ We must move forward not backward, upwards* not forward, and always twirling, twirling, twirling...

09-04-2008, 20:19	#16
FakeSnake Absinthe Join Date: Nov 2006 Location: Devonshire Posts: 1,143	WTF!!!?!?!? Kate, I am gutted for you I hope you are ok

09-04-2008, 20:32	#18
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	Thanks for the kind words, guys. It happened at 06:30 this morning. I pulled off my drive and he hit me. I could see clearly up and down the road, which is a 30mph limit, so I would have seen him IF he'd been doing the speed limit. He clearly wasn't. The next thing I knew, I saw him a split second before he ploughed into me and then got a face full of airbag. He slowed down and went to pull over... and then just drove off. I didn't realise this until I'd got out the car and realised he'd gone. The cops were there within minutes of calling and thankfully they've stopped him and busted him Insurance company haven't said much apart from "well normally it'd be your fault because you were pulling onto a road, but fleeing from the scene won't do him much good". Trying to find out what my options are at the moment.. if I have any. I've not admitted blame because I don't think it was my bloody fault. Why the ** was he driving unlicensed/uninsured anyway???? At the moment it looks like I'll lose 2 of my 3 yr NCB and £500 excess. Some of that is covered by my loan protection. I have a burn from the airbag and my back is really hurting. Been to the docs and got some cream for my face, but he didn't seem bothered about my back. Said it'd get better with time. If it's worse tomorrow, I'll go back. __________________ Oooooh Cecil, what have you done?**

09-04-2008, 20:55	#19
vix Penelope Pitstop Join Date: Jul 2006 Posts: 4,426	Aww Kate, your poor car I can imagine how you're feeling but at least you are still in one piece. With regards to your back, I'm sounding like a broken record and I say this every time someone posts about a car accident, but please keep your eye on it and don't take your doctors word for it if you feel it's bad. My doc said the same as yours, but I think 5 years and counting is taking the pee about getting better with 'time'. __________________

09-04-2008, 21:06	#20
Matblack Baby Bore Join Date: Jun 2006 Location: Svalbard Posts: 9,770	Sh1t! I'm glad your not too battle damaged Have you spoken to anyone about what you might have to pay etc? The reason I ask is if he was speeding (have the cops have accident SOCOs out to check skid marks etc?) Then he's in the wrong and I wouldn't take any crap about it being your fault and losing your NCB for it. My understanding is that insurance companies pay a certain %age of premiums into a fund to cover they clients in the case of uninsured accidents and that they should be able to claim on that. I would say that fleeing the scene is pretty much an admission of liability. PM Von or Pebs and get them to ask a jam sandwich driver about the situation and speak to someone at your insurance company with some clout because I suspect that bog standard telesales phonejockeys won't be much help. Look after you back and don't lose sleep over it, as much as we love them cars can be replaced MB __________________ "we had roots that grew towards each other underground, and when all the pretty blossom had fallen from our branches we found that we were one tree and not two"