Big thumbs up for uninsured scum - Page 8

lostkat · 22-05-2008, 08:11

Yeah I phoned them just after the accident for some advice, but thanks anyway

The other car was insured by his gf's insurance but obviously he wasn't on it as he doesn't have a license. They're trying to put a third party claim through them first because if she gave him permission then they have to pay out. If it doesn't happen then we have to go down the MIB route which apparently will take forever. The other insurance company hasn't responded yet though so it's not looking too great. Also, there may still be a fight about who's to blame so I may end up getting sweet FA back

Just got to wait... and wait... and wait... and WAIT

LeperousDust · 23-05-2008, 16:02

Quote:

Originally Posted by Desmo

Maybe Kate likes being ****ed in the arse? eh? eh?

Has anyone verified this yet?

lostkat · 05-06-2008, 22:53

Quote:

Originally Posted by lostkat

Well, they've offered me £3600 for her (less £500 excess = £3100), which I was pretty shocked at because I was expecting FAR less than that. Absolutely everyone has told me to refuse their first offer no matter what. It was in excellent condition with a FSH and it was a desirable car in the most desirable colour too. I'm going to try and get a bit more because an extra £400 would REALLY help me along the way to getting one of the same age/condition, but I won't be too upset if I don't get it because I still have a reasonable amount.

Update! Got the extra £400 that I wanted and have settled at that. Just waiting for the money now.

Not everyone will have read the Lopkat Pad thread so I'll say it here too. Due to me losing 2 yrs NCB (meaning I now have 1) indefinitely whilst this mess is sorted out added to the soaring costs of petrol etc., I've decided that I can't afford to buy/run another SX. I need to be sensible with the money, so I'm going to buy a £500 car to get me to work/back cheaply and spend the rest on a much-needed kitchen because our mortgage deal is up in Oct and we need to add value to the house.

Had my last chiro appointment tonight. Back feels better than it did before I had the accident

Still no response from the third party insurers. They have until 9th July to respond before my insurers can start legal proceedings against the driver.

Will · 06-06-2008, 07:47

I had to use the MIB for my bike crash. They came through with the goods in the end.

Glad it's finally sorted - though gutted you're going to be SXless.

Still the house is more important

I'm tempted to do go down the cheap jalopy route as per leon - as long as it's RWD and fun it's so tempting!

Roberta · 06-06-2008, 08:49

Glad you got the extra. Let's just hope he gets what he deserves now.

lostkat · 09-06-2008, 17:20

And the jury saaaaaaid....

£300 and a 28 day ban on a license that he doesn't even effing well hold.

This is an absolute joke, but I was expecting it. I would actually rather be in his position than mine right now. I paid out more than that on my excess alone, nevermind chiropractor and hire car fees. I'm absolutely fuming. I really do feel like seeing if my brother knows a man... who knows a man... if you know what I mean.

ARGH! Another kick in the guts

Justsomebloke · 09-06-2008, 17:29

Just doesn't pay to be legal does it, You either have to be in the Rich bracket or the sub level don't care bracket. Those in the middle that try to do things right get ****** over no matter what they do.
I share your anger if that helps a little

lostkat · 09-06-2008, 17:33

I really do NOT know why I even bothered to pay my motor insurance this year. Court fine costs less than my sodding excess. I just want to scream in someone's face at how unfair this whole process is. £300??? FFS! They might as well just have not bothered. I turn out to be the one who loses out completely here, even though he should never have been on the effing road in the first place. I'm SO SO SO unbelievably angry.

Thanks for your sympathy Malc

Haly · 09-06-2008, 17:37

That's absolutely ridiculous!
I bet he'll be back on the roads any second now if not already

Nutcase · 09-06-2008, 18:54

Well there's a smack in the face for justice

22-05-2008, 08:11	#71
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	Yeah I phoned them just after the accident for some advice, but thanks anyway The other car was insured by his gf's insurance but obviously he wasn't on it as he doesn't have a license. They're trying to put a third party claim through them first because if she gave him permission then they have to pay out. If it doesn't happen then we have to go down the MIB route which apparently will take forever. The other insurance company hasn't responded yet though so it's not looking too great. Also, there may still be a fight about who's to blame so I may end up getting sweet FA back Just got to wait... and wait... and wait... and WAIT __________________ Oooooh Cecil, what have you done?

06-06-2008, 07:47	#74
Will BBx woz 'ere :P Join Date: Jan 1970 Posts: 2,147,487,208	I had to use the MIB for my bike crash. They came through with the goods in the end. Glad it's finally sorted - though gutted you're going to be SXless. Still the house is more important I'm tempted to do go down the cheap jalopy route as per leon - as long as it's RWD and fun it's so tempting! __________________ *No No!*

06-06-2008, 08:49	#75
Roberta Pole Model Join Date: Jul 2006 Posts: 5,986	Glad you got the extra. Let's just hope he gets what he deserves now. __________________ I fell out of favour with Heaven somewhere, and I'm here for the hell of it now...

09-06-2008, 17:20	#76
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	And the jury saaaaaaid.... £300 and a 28 day ban on a license that he doesn't even effing well hold. This is an absolute joke, but I was expecting it. I would actually rather be in his position than mine right now. I paid out more than that on my excess alone, nevermind chiropractor and hire car fees. I'm absolutely fuming. I really do feel like seeing if my brother knows a man... who knows a man... if you know what I mean. ARGH! Another kick in the guts __________________ Oooooh Cecil, what have you done?

09-06-2008, 17:29	#77
Justsomebloke The Night Worker Join Date: Jul 2006 Posts: 5,228	Just doesn't pay to be legal does it, You either have to be in the Rich bracket or the sub level don't care bracket. Those in the middle that try to do things right get ****** over no matter what they do. I share your anger if that helps a little __________________

09-06-2008, 17:33	#78
lostkat Good Cat Join Date: Jun 2006 Posts: 5,550	I really do NOT know why I even bothered to pay my motor insurance this year. Court fine costs less than my sodding excess. I just want to scream in someone's face at how unfair this whole process is. £300??? FFS! They might as well just have not bothered. I turn out to be the one who loses out completely here, even though he should never have been on the effing road in the first place. I'm SO SO SO unbelievably angry. Thanks for your sympathy Malc __________________ Oooooh Cecil, what have you done?

09-06-2008, 17:37	#79
Haly Do you want to hide in my box? Join Date: Jun 2006 Posts: 14,941	That's absolutely ridiculous! I bet he'll be back on the roads any second now if not already __________________ Halycopter

09-06-2008, 18:54	#80
Nutcase Moonshine Join Date: Dec 2006 Location: Chelmsford, innit! Posts: 3,979	Well there's a smack in the face for justice