LOL - Car Insurance

Matblack · 26-01-2008, 11:18

Bloody car insurance renewal is coming up and Elephant have sent me a letter saying they want ~£470 for the next year

Well a quick look on the net tells me that that is £80 more than I would get for a new business quote, admitedly the renewal had £20s worth of personal accident on it but I'm not that fussed about that. What the renewal DOESN'T have a 3 point conviction for reckless endangerment of human life (under the age of 4) AKA SP30 AKA doing 40 in a 30, may god have mercy on my soul.

So to review

Renewal is £460 + £20 not including my conviction

Online quotes

Elephant: £389 does not include PAI (£20) and I told it I'm naughty
Admiral: £387 details as above

So I give them a call, speak to the nice man and tell him of my evil child murdering ways and he goes to speak to his boss and they come back with a price of £391 which TBH is close enough for me to give them my credit card number however I say to the chap 'I presume that doesn't include the PAI?'. No Mr Bannister thats everything on the renewal you were sent and the conviction added.

Soooooooooooooooo lets examine this

For making a 36p phone call (10 minutes at 3.6p/ minute) I have just knocked ~£80 off exactly the same quotation but adding a conviction which would cost (and I ran this through Admiral and Elephant) ~£50. Thats a £130 saving. £130 that if I hadn't called them would have been taken out of my bank account and been added to Elephants profit, yet they let go of it on the slightest hint I might go to a sister company.

Odd, very odd

Oh well I'm happy, thats a group 18 car insured for another year for under £400, there are some consolations to getting older

MB

26-01-2008, 11:18	#1
Matblack Baby Bore Join Date: Jun 2006 Location: Svalbard Posts: 9,770	LOL - Car Insurance Bloody car insurance renewal is coming up and Elephant have sent me a letter saying they want ~£470 for the next year Well a quick look on the net tells me that that is £80 more than I would get for a new business quote, admitedly the renewal had £20s worth of personal accident on it but I'm not that fussed about that. What the renewal DOESN'T have a 3 point conviction for reckless endangerment of human life (under the age of 4) AKA SP30 AKA doing 40 in a 30, may god have mercy on my soul. So to review Renewal is £460 + £20 not including my conviction Online quotes Elephant: £389 does not include PAI (£20) and I told it I'm naughty Admiral: £387 details as above So I give them a call, speak to the nice man and tell him of my evil child murdering ways and he goes to speak to his boss and they come back with a price of £391 which TBH is close enough for me to give them my credit card number however I say to the chap 'I presume that doesn't include the PAI?'. No Mr Bannister thats everything on the renewal you were sent and the conviction added. Soooooooooooooooo lets examine this For making a 36p phone call (10 minutes at 3.6p/ minute) I have just knocked ~£80 off exactly the same quotation but adding a conviction which would cost (and I ran this through Admiral and Elephant) ~£50. Thats a £130 saving. £130 that if I hadn't called them would have been taken out of my bank account and been added to Elephants profit, yet they let go of it on the slightest hint I might go to a sister company. Odd, very odd Oh well I'm happy, thats a group 18 car insured for another year for under £400, there are some consolations to getting older MB __________________ "we had roots that grew towards each other underground, and when all the pretty blossom had fallen from our branches we found that we were one tree and not two"